What is this Pre_Approval?.
If you are in need of financing, either a loan or a lease, for your new or used auto purchase, Infiniti of Scottsdale has access to approximately 30 different lenders that specialize in auto loans. These lenders can assist with every type of credit including those wanting to re-establish their portfolio.
The "Get Pre-Approved" button above will open a completely secure window and website, where you can enter your credit information and receive an INSTANT CREDIT SCORE from Experian, one of the big three credit bureaus and information processors. PRE-APPROVAL is also INSTANT and reflects your pre-liminary approval status with Infiniti of Scottsdale.
By completing this credit application form, you are not obligating yourself in any way. This credit information is processed by DealerCentric, Inc., a highly respected source of credit information for consumers and auto lenders. Your application is secure and your information is not shared with any other parties of any kind or at any time.
About half of the cars we "sell" are actually leased.
That’s a lot. Many people have become very familiar with leasing and love the benefits. And yet there are still some people who are predisposed against leasing. It is absolutely true that leasing is not for everyone, but for many, leasing is a smart way to acquire a new vehicle.
If you drive very high mileage, then leasing is probably not for you. If you like to keep your vehicle for many years (more than about 4), then again leasing is probably not for you. But if you have average mileage, something in the 10,000 to 18,000 miles per year; and if you like to get a new car every 2 to 4 years, then you are very possibly an excellent candidate for leasing.
There are big benefits to leasing
The vehicle depreciates, but the leasing company takes that risk – you don’t. Some business people find easier tax deductions in leasing than ownership – but check with your accountant.
Most people drive their leased cars to the end of the lease – and then simply turn in the car and keys with no further obligation. The end of the lease occasionally poses concerns for some customers, but there are really only two things to have any concern about - mileage and vehicle condition. Leases have mileage allowances which are set by you in the beginning. If, at the end, the leased vehicle has mileage equal to or less than the contracted mileage, then there is no extra mileage cost. If you go over the mileage allowed, then there is a “mileage penalty” – usually about 18 cents per mile. At lease end, the lease usually requires that the vehicle’s condition should simply reflect normal wear – the vehicle will be inspected. Damage above normal wear will be assessed. These two items usually do not pose extraordinary cost.
A common question about leasing is whether you can “get out” of a lease early. The answer is always yes – but not always advisable. The two ways to exit a lease early are to either pay the remaining lease obligations, or alternatively to “trade” the leased vehicle for another car. In this second option, the leased vehicle is appraised as any trade would be, and the dealer takes ownership of the vehicle by buying it from the leasing company for the “dealer pay off”. Similarly, the lessee (the customer) can also “buy out” the lease – the purchase price being pre-determined in the lease itself. These “buy outs” are almost always non-negotiable.
The bottom line is that lower down payments, lower monthly payments and having a new car more often are the benefits which have driven leasing to higher levels than ever before. Ask your Infiniti of Scottsdale Certified Sales and Leasing Consultant if leasing is right for you.
