YOUNG DRIVERS AREN’T BIGGEST TRAFFIC VIOLATORS

November 22, 2017

According to a study performed on behalf of InsuranceQuotes.com, young drivers aren’t the worst traffic law offenders. And fascinatingly, males aren’t necessarily more likely than females to have a lead foot. Read on to find out what the most common traffic violations are and who the culprits are in most cases!

Who receives the most traffic tickets?
It’s not younger drivers who are getting the most traffic tickets these days. In fact, it’s more likely to be their parents. A study conducted in April 2015 by Princeton Survey Research Associates International, based on respondents who received at least one traffic ticket in the past five years, says drivers ages 30 to 49 receive the most tickets and also often have fairly high household incomes of $75,000. In 31 percent of cases drivers in the older age bracket received tickets, whereas only 25 percent of driver’s in the younger bracket (18 to 29) received tickets.

Who receives the most speeding tickets?
Data on speeding tickets is even more interesting. According to the study, it’s not young adults who drive too fast, or at least who get caught driving too fast. It’s actually older drivers 50 to 64 years old. The study also found another surprise: Women were more likely to get cited for speeding – 69 percent of women versus 64 percent of men.

What are the most common traffic tickets?
Speeding is by far the most common traffic violation in the U.S., making up 66 percent of tickets. Following this is running a stop sign or red light at 14 percent, driving without a license at 11 percent, not wearing a seat belt at 9 percent and driving while using a mobile device at 6 percent.

Why do younger drivers get higher insurance increases after receiving tickets?
Another interesting point brought up by the study is that even though older drivers get more tickets, they’re less likely to pay a higher auto insurance premium because of it, while younger drivers may see significant spikes. This is because younger drivers are more likely to get involved in accidents, so if they get a speeding ticket the insurance company assesses that their accident risk is higher. Conversely, seasoned drivers are less likely to be involved in accidents, so they are not hit as hard by insurance increases after receiving tickets.

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